 | mortgage payment plus other
household costs covered up to 150% |
| maximum monthly benefit £2000
or 75% gross salary |
| 24 month benefit period option |
| 3 month free option |
| First Time Buyer option - ideal |
| stand alone Disability &
Unemployment options |
| "back to day one" cover
|
| immediate cover if transferring |
|
Key
Features Document |
|
|
|
Monthly rates of benefit per £100 -
no free period |
| cover period |
12 months |
24 months |
| excess period (days) |
BTD1 |
30 |
60 |
BTD1 |
30 |
60 |
|
Full ASU |
3.90 |
3.63 |
3.37 |
5.82 |
5.41 |
5.02 |
| Disability only |
2.34 |
2.18 |
2.02 |
3.71 |
3.47 |
3.16 |
| Unemployment only |
2.34 |
2.18 |
2.02 |
3.71 |
3.47 |
3.16 |
| |
|
3 months free premium at outset |
| Full ASU |
4.21 |
3.92 |
3.64 |
- |
- |
- |
| Disability / Unemployment
only |
2.53 |
2.35 |
2.18 |
- |
- |
- |
| |
|
1st time buyers only |
| Full ASU |
3.61 |
3.36 |
3.12 |
- |
- |
- |
| Disability / Unemployment
only |
2.16 |
2.02 |
1.87 |
- |
- |
- |
|