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Privacy Policy
1. Introduction
This website is operated by elifecover.co.uk, a trading
style of FTW(IFA)Ltd, a limited company registered in England and Wales under
registration number 4126532. FTW(IFA)Ltd is authorised and
regulated by the Financial Services Authority with a registration number of
3030428. Our registered address is 5 Lumb Cottages, Irwell
Vale, Ramsbottom, Lancashire, BL0 0QS, United Kingdom.
elifecover.co.uk, and FTW(IFA)Ltd are committed to protecting
the privacy of visitors to this web site. This Privacy Policy is designed to let
you know what data we collect about you, how we store it and how we use it.
By visiting this web site you are accepting the practices
described in this Privacy Policy. Any dispute you have regarding privacy is
subject to this Privacy Policy and the Terms and Conditions of Use.
[see links at the bottom of the page]
2. Information We Collect
2.1 Cookies
This site uses 'cookies' to gather information about your
visit to this website. We use this electronically stored information to monitor
and analyse how the website is used.
You can control the use of 'cookies' by altering the internet
settings on your computer.
2.2 Personal Information
If you decide to apply on-line for a product or service or for
a quote on a product or service offered by elifecover.co.uk, you may be asked
to provide personal contact details (such as name, postal address and e-mail
address), financial information (for example, account or credit card details)
and demographic/profile information (for instance, your postcode, age and income
level).
Your personal information may be held by elifecover.co.uk, on
computer or manual files and will be used for administration purposes including
carrying out customer surveys, claims handling, fraud prevention as well as for
underwriting any insurance cover we provide you with.
Insurers share information with each other through 'register
of claims' in order to prevent fraudulent claims. If you make a claim any
information you supply to us will be put on a register. The details of the
participants in the scheme and the name and address of the scheme operator are
available on request by contacting our Data Protection Officer at the address
provided in paragraph 2.3. below.
2.3 Marketing
Contact information may also be used to send you (by post,
phone or e-mail) information on other products and services provided by
FTW(IFA)Ltd or other carefully selected companies.
If you do not wish to receive promotional or marketing
information from us or other carefully selected companies
you can contact us by sending an e-mail to
ftw@elifecover.co.uk or by
writing to:
The Data Protection Officer
FTW(IFA)Ltd, 5 Lumb Cottages, Irwell Vale, Ramsbottom, Lancashire, BL0 0QS,
United Kingdom
2.4 Modification of and Access to Data
You can change and modify any information about you that we
hold by contacting us at the e-mail or postal addresses noted in paragraph 2.3
above.
Copies of all information we hold about you can be obtained by
contacting us and requesting it. You will be charged a fee of £8.50 to cover our
administrative costs in providing you with the information.
3. Security
elifecover.co.uk, employs up to date technology in order to
protect against the loss, misuse or alteration of information under our control.
Please note that the internet and e-mails are not 100% secure.
We advise that you take this into account before e-mailing personal and
confidential information to us. If you send information by e-mail to us you are
doing so at your own risk.
4. External Links
elifecover.co.uk, and FTW(IFA)Ltd accept no responsibility
for the content or privacy practices of any site to which a hypertext link from
this site exists. The links are provided "as is" with no warranty, express or
implied for the information provided within them.
5. Contacting Us
If you have any queries about this web site we can be
contacted by:
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