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Access to products designed
to replace income whenever and whatever
- Accident,Sickness & Unemployment: MPPI: Unemployment
& Redundancy cover: Mortgage Protection
- ASU policies provide short-term income
replacement in the event of disability through accident or sickness with the added
facility to cover the eventuality of unemployment. ASU policies can either be bought as a
package to cover both disability and unemployment or separately
- Permanent Health Insurance (PHI): Income Replacement (IP)
- Provides long-term income replacement in
the event of not being able to work through illness or injury
- Critical Illness
- Income replacement by way of a lump sum
in the event of diagnosis of life threatening illness from which recovery may or may not
occur but could substantially restrict the ability to earn future income
- Life Assurance
- Normally lump sum replacement in the
event of death and / or critical illness - Family Income Benefit contracts offer regular
income as an alternative
- Private Medical Insurance (PMI)
- Covers the cost of private medical
treatment whose delay or timing may impact upon income streams
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