MortgageLIFELINE 
Mortgage Payment Protection Insurance

bulletonly available on line via ourselves or direct to underwriter
bulletcompetitive "age banded" rates
bulletFree cover for 3 months for new and existing borrowers
bulletFree "back to work" assistance
bulletmortgage payment + 25% related costs cover
bulletmaximum monthly benefit £1500
bulletmaximum benefit period 12 months
bulletStandalone Unemployment or Disability only cover available
bullet"back to day one" cover and 30 day excess option
bulletinitial exclusion period for unemployment cover is 30 days for new mortgages - or if switching from an existing insurer; otherwise 120 days
bulletno medical requirement
bulletunderwritten by Genworth - one of Europe's largest insurers
bulletsecure application site
bullet Key Features Document
 

Monthly rates per £100 of benefit

Age

30 day excess

30 day back to day one

  ASU Unemployment or Disability only ASU Unemployment or Disability only
18-24 2.16 1.17 2.58 1.44
25-29 2.53 1.53 3.02 1.89
30-34 3.04 1.93 3.65 2.37
35-39 3.54 2.42 4.26 2.98
40-44 4.24 3.05 5.11 3.75
EXAMPLE: Applicant aged 35 choosing Unemployment & disability  with £500 of monthly benefit with a 30 day deferred period for 12 months, the premium is calculated as follows: £500 x £3.54 / 100 = £17.70

Apply via